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Factor in your well-being record as well. Some plans may offer better benefits for certain medical issues.

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Common types include HMOs, PPOs, and EPOs. Each structure has its own benefits and cons.

Once you have a clearer understanding of your expectations, you can begin comparing specific plans. Pay focus to the plan's deductible, co-pays, and out-of-pocket maximums. These factors will influence your overall costs if you need to use healthcare services.

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